QUILTER WEBINARS 2025
All sessions are online for 1 hour. To register, click on the links above, which will take you to the relevant poster and how to register.
| Basic Financial Planning – Your Money Matters | General Pre-Retirement and Pensions Explained | LGPS Pre-Retirement and Pensions Explained |
| 14/05/25 12.30pm
19/06/25 6.30pm |
27/03/25 6.30pm
02/04/25 4pm |
12/03/25 12.30pm
24/04/25 4pm |
| This session covers
➢ Budgeting ➢ Managing Debt ➢ Improving your credit score ➢ Getting on the property ladder ➢ Protection & your work benefits ➢ The principles of Investing ➢ The importance of planning and reviewing ➢ Planning for the Future
|
This session covers
➢ How your pensions work, including the state and workplace pensions ➢ When you can take your pensions and how much you can expect to receive ➢ Your options for accessing any additional pension savings, including from previous employers ➢ Ways you may be able to increase your income ➢ Tax considerations, including your tax-free lump sum ➢ Countering inflation: will your income keep its value in real terms? |
This session covers
➢ How your pensions work, including the state and Local Government Pension Scheme ➢ When you can take your pensions and how much you can expect to receive ➢ Your options for accessing any additional pension savings, including from previous employers ➢ Ways you may be able to increase your income ➢ Tax considerations, including your tax-free lump sum ➢ Countering inflation: will your income keep its value in real terms? |
Register now at www.UNISONProtect.com/JE
Member Benefits
Find other benefits, including hundreds of discounted shopping offers and cashback rewards, by visiting: https://benefits.unison.org.uk/
Are you a new member seeking advice or representation? Are you joining with an issue?
The 4 Week Rule
DON’T DELAY – JOIN TODAY!
Who is my workplace representative?
Advice and representation should initially be provided by your UNISON Workplace representative. If you do not have a UNISON Workplace Representative or do not know who your UNISON Workplace Representative is please contact the branch on 0116 3056153 or email us at unison@leics.gov.uk
How do I update my details?
To update your contact details and mailing preferences please visit ‘My UNISON’ the members log in area. Alternatively, please send an email to the branch stating your membership number and the details that require updating.
When will I receive my membership card?
Once our Branch has accepted your application to join a membership card will be sent from the Regional Office. This usually takes approximately 4 weeks.
When should I contact you for advice?
We would advise that you contact UNISON as soon as possible when you are experiencing issues in the workplace. Please be aware of the 4 week rule above.
Are you paying the right amount of subs?
Did you know that as a UNISON member it is your responsibility to make sure you’re paying the correct amount of subs?
If you have changed jobs or been regraded, it could mean you are paying too much or not enough.
UNISON’s membership fees are divided into 11 bands:
| Monthly cost |
|
| Up to £2,000 | £1.30 |
| £2,001 – £5,000 | £3.50 |
| £5,001 – £8,000 | £5.30 |
| £8,001 – £11,000 | £6.60 |
| £11,001 – £14,000 | £7.85 |
| £14,001 – £17,000 | £9.70 |
| £17,001 – £20,000 | £11.50 |
| £20,001 – £25,000 | £14.00 |
| £25,001 – £30,000 | £17.25 |
| £30,001 – £35,000 | £20.30 |
| Over £35,000 | £22.50 |
| The subscription rate for students and apprentices is £10 per year. |
If you’re not paying enough subs, you could find that you are no longer entitled to receive representation, legal services and all the other benefits of UNISON membership. When members apply for assistance, checks are made to ensure that the correct levels of subs are being paid.
How do I check that I’m paying the right amount?
The first step is to work out how much you earn each year before income tax, national insurance and any other deductions are made by your employer (this is known as your gross earnings).
You should include all the jobs you want covered by your UNISON membership and all contractual overtime payments. From the table above, you will then be able to work out how much you should be paying each month.
If you pay your subs through your employer’s payroll, you can find out how much is being deducted by checking your payslip. If you pay by direct debit, you should check your bank statement.
I’m not paying enough, what should I do?
The first thing to do is contact the branch to let us know. unison@leics.gov.uk
If you pay by direct debit, you will need to let us know so we can adjust the amount we collect. The branch can do this for you.
If your employer deducts your subs from your wages, the branch can let payroll know to amend the amount.
In some cases, you may be asked to make an additional payment to cover the shortfall. If you do not do so, you may find that you will lose your entitlement to membership benefits.
I think I’m paying too much, what should I do?
Contact the branch at unison@leics.gov.uk
We will collect the necessary information and send it to the regional office. If you have overpaid you will receive a refund. Members paying by direct debit will have the amount we collect amended. For those paying through payroll, we will inform you and your employer of the correct amount to be deducted.
I’m not sure whether I’m paying the right amount or not. What should I do?
Contact the branch and check with us. unison@leics.gov.uk
Flexible Working
Flexible Working in LCC
